Attention homeowners: Real estate appraisal services for in Woodstock and Cherokee County

The top seven reasons GA homeowners call on Towne Lake Appraisal, Inc.:

To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge a property tax assessment
Remove PMI to cut your mortgage payments
To reinstate their Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
Settle an estate in GA by determining the true market value of real estate in question

Need help deciding the value of your house in or near Woodstock, GA?
Contact Towne Lake Appraisal, Inc..

At Towne Lake Appraisal, Inc., we understand the particular needs of a consumer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. Our professional appraisers at Towne Lake Appraisal, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. We are experts in helping homeowners just like you rid yourselves of unneeded and unwanted PMI insurance.

Challenging Cherokee county's assessment of your property

Your local tax assessor may have your house overvalued if you live in a region that is going down or is not appreciating as much as other homes close by. That means you are paying more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Towne Lake Appraisal, Inc. is your strongest weapon.

Was your HELOC recently frozen?

Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow viewpoint. Towne Lake Appraisal, Inc. can help you reinstate your home equity line of credit with efficient appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for verity? An appraiser from Towne Lake Appraisal, Inc. can go out and check the subject and comps in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Towne Lake Appraisal, Inc. can We can assist you. Even though this is usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your house.